Marked.Money™beta

Now in Beta

Understand your money. Know exactly where you stand.

Marked Money does the real accounting underneath, so every number is right. You stay hands-on on top, so every number is one you can explain. No jargon, no spreadsheets, nothing to link.

Create your beta account Why I built this

Private beta — invite code required · No bank linking, ever · Your data exports anytime

Not ready to sign up? Get on the list →

Marked.Money™Dashboard

Net worth

$487,100

▲ 12.1% · +$52,600 this year

You own $684,900You owe $197,800Money in +$9,240Living costs ($6,180)Cash left +$3,060

Goal · Emergency Fund

68%$6,800 of $10,000

You're caught up

All accounts matched through today

What changes when you do the work yourself.

Here is something I have noticed after twenty-five years of helping people with their money. The ones who truly understand their finances are never the ones using the most sophisticated apps. They're the ones who stay personally involved with their finances. Who touch them regularly. Who could tell you, without opening an app, roughly where they stand and why.

Most financial apps work against that instinct. They link your bank, sort your transactions for you, pull your home value from an algorithm. Then hand you a picture you had no part in building. It is fast. It is easy. But ask yourself this: when you look at that dashboard, could you explain what you are actually looking at? Could you tell someone what is driving your net worth up or down? Could you say with confidence that every number on the screen is right?

If the answer is no, the app is not helping you as much as it feels like it is.

Marked Money asks more of you. Not more of your time. More of your attention.

Bring your transactions in — import the file from your bank, or enter them yourself. Either way, nothing gets sorted behind your back. You review them. You confirm where each dollar went. You stay in the loop. It takes minutes, not hours. But those minutes are yours, and they are the reason you actually understand what happened with your money this month.

When you update the value of your home or an investment, that is your judgment, entered deliberately, and the system tracks it precisely from there. Nothing runs without you. The real accounting runs underneath. Every entry balanced. Every account reconcilable. But the numbers are yours because you stayed present with them.

Why does that matter?

Because something happens when you stay hands-on with your money this way. You start to notice things. Where the money actually goes...not where a label says it goes. What is building your net worth and what is quietly draining it. Which months are strong and why. Which habits are costing more than you realized. You begin to understand your financial life the way a business owner understands their books. Not because someone handed you a report, but because you built the picture yourself, piece by piece, and you trust it because you built it.

That understanding changes how you make decisions. Not because the app told you what to do. Because you finally see clearly enough to decide for yourself. That understanding is worth a few minutes of your attention each week.

That is what I wanted to build. Not a better dashboard. A tool that helps you become better with your own money...if you are willing to do the work.

Not ready to start? Get on the list.

Marked Money is in private beta right now — a small group, invite only, while I get it right. Leave your name and email and I'll let you know the moment it opens. If you'd rather not wait, say so, and I'll consider you for the beta.

Ready to learn your money?

Create your beta account

Why I built Marked Money

I'm a CPA — and I still couldn't find the right tool for my own money.

I've always been meticulous about my money. For years, with spreadsheets. I tried the popular apps (Quicken, and Mint before Intuit shut it down), but they left me with an incomplete picture. None of them do the real accounting underneath. The kind that makes every number actually trustworthy. That accounting matters just as much for your money as it does for any business. It just belongs in the background, working quietly so you can focus on the outcome, not the input. So I did what any CPA would do — I ran my personal finances in QuickBooks. It worked. But it was far more than I needed, at a price that kept climbing. Monarch was good, not great. Nothing quite fit.

“I wanted a tool anyone could use — the accuracy of real accounting, in plain English.”

The gap? I can bend QuickBooks to my will because I'm an accountant. Most people can't, and shouldn't have to. I also learned that bank feeds made me lazy: the software moved so fast I stopped paying attention to my own money. So Marked Money has no bank feeds and no APIs. It keeps you engaged, it protects your privacy, and it spares you the broken-connection headaches.

I'm an educator at heart. I'd rather teach you to fish. Everything is in plain English, with the accountant's view one switch away when you want it. It's the tool I always wanted: accurate, private, low-cost, and simple enough for anyone. Solid enough that even accountants would be proud to use it.

Mark Wadlington, CPAFounder, Marked Money

Ready to learn your money?

Create your beta account

Why it's different

Three things most money apps can't say.

Accurate to the penny

Every transaction balances. Every account reconciles. The system does real accounting underneath, so the math is never wrong. For accounts you update yourself — your home value, your investments — you enter your best judgment and the system tracks it just as precisely. You always know which numbers are exact and which are your estimate. Nothing is hidden. Nothing is rounded. Nothing is the software's best guess.

Private — and on purpose

Marked Money never connects to your bank. No credentials shared. No feed running in the background. No syncing while you sleep.

When you want your transactions, you download the file from your bank and bring it in yourself. A few clicks, and the data moves only when you move it. That is the difference between an import and a connection — one is a tool in your hand, the other is a pipe you cannot see into.

Nothing here runs without you. That is not a limitation. It is the point.

Made simple

Plain language throughout. What you have. What you owe. What came in. What went out. If you can answer those four questions, you can use this tool — and the accountant's view is one switch away whenever you want to look under the hood.

Here's what you'll do

You'll see the real app the moment you sign up.

What you can do

Net worth — See your real net worth. Not an estimate, not a guess. The real number. Watch how it moves over time.
Money Map — A plain-English story of where your money went this month. No pie charts you have to decode. Just a clear, honest picture.
Financial Position — Everything you own on one side, everything you owe on the other. The complete picture, accurate to the penny.
Match to your bank — Check your records against your bank statement anytime you want to make sure nothing slipped through. Stay caught up on your terms.
Budgets & Goals — Set a target, watch it fill in from your real balances. No guesswork. No estimates. Just progress you can trust.

Soon: Your rentals. Your side business. All in one place.

Most money apps stop at your personal accounts. Marked Money is being built to handle your rental properties and side businesses too. Real books, not estimates. All rolling into one net worth number. Because if you run more than one thing, you deserve a tool that sees the whole picture.

Coming later in 2026

Get started in ~5 minutes

1Sign up & accept the beta terms.
2Choose Set up my money and enter what you have and what you owe. In about five minutes, you will see your real net worth appear for the first time. That moment is worth the setup.
3Add or import your transactions.
4Check your dashboard — net worth, Money Map, Financial Position.
5Optional: match to your bank, set a goal or budget.

Ready to see your real number?

Set up your money in a few minutes and watch your net worth appear for the first time.

Create your beta account Log in

Private beta — invite code required · No bank linking · Export your data anytime

Not ready? Get on the list and I'll let you know when Marked Money opens.